In addition to the Public and Products Liability (PPL) and Professional Indemnity (PI) insurance included with a-n’s Artist membership, brokers Hencilla Canworth Ltd and a-n have developed the Artists’ Insurance Policy (AIP) for practising visual and applied artists wishing to buy additional insurance such as for artwork and materials, studio and contents, and employers’ liability.
Policy benefits are tailored to reflect the diversity of work practice and professional requirements of visual and applied artists. Members can choose from pre-priced ‘off-the-peg’ or bespoke options at highly competitive prices.
This policy is available to all UK-based Artist members of a-n.
The Artists’ Insurance Policy (AIP) covers a range of risks for visual or applied artists. ‘Visual or applied art’ includes painting, drawing, printmaking, photography, digital or time-based media, sculpture, ceramics, community arts, glassmaking, textiles, jewellery, mixed media, interactive arts, crafts, live art and physical performances.
AIP is available to purchase by a-n Artist members who normally practice in the UK and includes temporary work undertaken outside the UK, although special terms and/or higher premiums may apply for work in USA or Canada.
Main policy benefits
• All risks’ cover for artwork including stock of materials and work-in-progress
• Completed work insured for net sale price
• Worldwide cover available including exhibition, storage and transit risks
• Cover for tools, equipment and studio contents
• Automatic cover for reduction in gross profit following an insured incident
• Employers’ Liability and additional Public Liability Insurance as required
How to apply for quotation or cover
EITHER: you select from four ‘off the peg’ options summarised below, created for a-n Artist members based on surveys of likely needs and at a highly competitive cost, that provide the same benefits as the main policy but with alternative ‘bands’ providing different maximum levels of cover.
OR: you can ask for an AIP Individual quotation.
AIP – off the peg options
|Option 1||Option 2||Option 3||Option 4|
|Artwork (Worldwide Cover):||£5,000||£7,500||£10,000||£20,000|
|Artwork – Single Article Limit:||£1,000||£1,500||£3,000||£6,000|
|Precious Metals, Precious Stones & Jewellery:||£500||£500||£1,000||£2,000|
|Artists Tools, Equipment & Studio Contents:||£1,000||£2,000||£3,750||£7,500|
|Artists Tools and Equipment (Worldwide cover):||£1,000||£2,000||£3,750||£7,500|
|Audio Visual, Photographic and Film Equipment (Worldwide Cover):||£500||£500||£1,000||£1,000|
|Business interruption: Gross Profit:||£50,000||£50,000||£50,000||£50,000|
1 All premiums quoted are inclusive of 12% Insurance Premium Tax and £15 administration fee
2 You should select the option that will protect against the maximum value of risk, as under-insurance will lead to subsequent claims being proportionately reduced. For example if you choose Option 2 that includes artworks cover up to total value of £7,500 and at the time a claim is made your artwork has a value of £15,000, any claim you make will be reduced by 50%.This is often called ‘averaging’.
To apply for one of the ‘off the peg’ options:
Download the AIP Application Form in either pdf or word format:
AIP – individual quotation
If you want more (or less) cover than an Off the peg option, have special requirements, or don’t comply with eligibility criteria listed in the AIP Off-the-Peg Application Form just apply for an individual quotation by:
• Speaking to Hencilla Canworth 020 8686 5050, 9am-5.30pm Mon-Fri.
• Downloading and completing the AIP Proposal Form and sending it by email to [email protected] or by post to Hencilla Canworth Ltd, Simpson House, 6 Cherry Orchard Road, Croydon, Surrey CR9 5BB. You can also fax the completed AIP Proposal Form to 020 8686 5559.
To ask for an individual quotation:
Download the AIP Proposal Form in either pdf or rtf format
Send your completed form to:
- Email: [email protected]
- Fax: 020 8686 5559
- Post: Hencilla Canworth Ltd, Simpson House, 6 Cherry Orchard Road, Croydon, Surrey CR9 6AZ
Note that AIP applications require your Membership ID. Logged-in members can find this in My account > Membership.
Please note that no cover will be in force until confirmed in writing by Hencilla Canworth.
AIP is available to a-n Artist members who meet the eligibility criteria in the AIP Application form. To check the details, download:
AIP Policy Summary pdf with exclusions
AIP Policy Document pdf with full wording.
a-n The Artists Information Company cannot provide advice or further information on insurance matters to members or to other enquirers. All enquiries on insurance issues should thus go direct to Hencilla Canworth [email protected]
About the policy
Insurance is available direct from Hencilla Canworth Limited, an independent insurance intermediary with over twenty-five years experience in arranging tailored insurance for the arts, underwritten by a consortium of insurers led by Royal & Sun Alliance Insurance plc.