Note: From 1 April 2023, Artists and Arts Organisers are covered by an improved insurance policy as part of their membership with a-n. Details about the changes can be found at along with a list of FAQs. The new policy documents are below.

For Artist members and Arts Organiser members

Public & Products Liability and Professional Indemnity (PPL and PI) insurance

£10m Public & Products Liability insurance and £5m Professional Indemnity insurance cover is included with a-n Artist membership and a-n Arts Organiser membership.

Specifically tailored to meet the needs of practising visual or applied artists and freelancers working across the visual arts based in the UK. The policy provides protection against their legal liability to pay compensation:

  1. arising out of claims for injury to third parties or damage to third party property, which result from their activities as artists (PPL) or
  2. arising out of claims from clients as a consequence of errors or omissions in your work (PI).

Join a-n as an Artist member or Arts Organiser member to be covered by this £10m PPL and £5m PI policy.


Please note: The documents below are for reference only – Logged-in members can find the documents needed to demonstrate they are covered in ‘My account’ (membership certificate confirms your membership status and insurance coverage).

a-n Members PPL and PI Insurance Policy Summary 2023-24

a-n Members PPL and PI insurance Policy Document 2023-24

Additional insurance for Artists

Artists’ Insurance Policy (AIP)

Additional insurance that members can buy to cover artwork and materials, studio and contents, and employers’ liability. Policy benefits are tailored to reflect the diversity of work practice and professional requirements of visual and applied artists.

Further details

One-off exhibition insurance policy

Additional insurance that members can buy to insure their work whilst in transit to and from and whilst on display at an exhibition.

Further details

Creative Freelance insurance

The Creative Freelance insurance policy is no longer available. Equivalent cover is now included in the PPL and PI insurance policy for Artist members and Arts Organiser members.